Before participating in this discussion forum, you need to watch the movie The Big Short. Director Adam McKay After watching the movie, please post your thoughts on the following questions:1.Who’s to blame for this crisis, in your opinion? Lenders? The government (lack of regulation)? Homeowners? Investment banks (Wall Street)? Credit-ratings agencies (Moody’s)?2.Can we prevent something like this from happening again? If so, how?3.What can we do, as individuals, to protect ourselves?